CJ
Presentation
Coen is the CEO and founder of the GoTyme, a Singapore-headquartered multi-country digital banking group that has amassed 21 million customers in its two banks, GoTyme Bank South Africa (launched in 2019) and GoTyme Bank Philippines (launched in 2022).
Passionate about unlocking human potential through broadening economic participation and financial access, Coen founded GoTyme in 2012. GoTyme began as a mobile money remittance operator that offered local remittance services. In the process, GoTyme developed a core banking system, which enabled its first foray into digital banking through building a low-cost digital bank in Namibia. GoTyme was acquired by the Commonwealth Bank of Australia (CBA) in 2015. Two years later Coen was appointed Group Executive of CBA responsible for its international retail banking and insurance business.
Under Coen’s leadership, GoTyme successfully applied for a banking license from the South African Reserve Bank (SARB) in 2017, becoming the first to receive a banking license in 20 years. In 2018 Coen led a management buyout of GoTyme from CBA. The opportunity arose from CBA’s retreat from emerging markets. GoTyme Bank South Africa was launched in 2019 and has since scaled to 12 million customers, with GoTyme also expanding to Southeast Asia in October 2022 with the launch of GoTyme Bank in the Philippines, which has onboarded 9 million customers to date.
Prior to GoTyme, Coen served as a Partner in Deloitte’s strategy and innovation practice, and Director of Community Banking at Standard Bank, where he led a strategy to extend banking to underserved consumers, adding digital channels and more than a million additional customers to the bank. He was also previously the CEO of ENS (South Africa’s largest law firm) and a member of Nedcor Investment Bank’s Executive Committee.
Coen holds an MBA from the Gordon Institute of Business Science and two law degrees with honours. He has also held multiple board positions, including in Vietnam International Bank (VIB) and PT Bank Commonwealth in Indonesia, which he chaired until December 2018.
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