Paris Fintech Forum Communities


Nicky Goulimis

Nova Credit


United States



Nicky Goulimis is the COO of Nova Credit, which she co-founded with Misha Esipov and Loek Jannsen when they met as graduate students at Stanford University. The company began as a research project in 2015 and has since evolved into the premier cross-border credit reporting agency.

Before founding Nova Credit, Nicky was a consultant at Bain & Company, where she served a number of distressed European Retail Banks on their transformation and liquidity strategies. Nicky began her career in the international development space working for a Ugandan NGO, and later Ethiopia’s Ministry of Agriculture on its smallholder farmer financial access initiatives.

Nicky is originally from Greece and grew up in the U.K. She holds a BA from Cambridge (1st class) and an M.B.A. from the Stanford Graduate School of Business, where she received the Miller Social Change Leadership Award, which recognizes social innovators in the program.